SC Finance Challenge

Middle and high school teachers from public, charter, private, and home schools across South Carolina are invited to register student teams of 3-5 members to compete in the South Carolina Personal Finance Challenge. The Personal Finance Challenge enables students to demonstrate their knowledge of personal financial literacy in an online competition with other middle and high school students from across the state of South Carolina. The following topics are tested: Earning Income, Protecting and Insuring, Using Credit, Buying Goods and Services, and Saving and Financial Investing.

Students: Get a Head Start and Practice Now!

Start preparing for the Spring Personal Finance Challenge with a multiple choice practice test. Click on the button below and enter your name to begin.


2024-2025 Dates Coming Soon!

How it Works

Once you have registered as a teacher, you can begin to create student teams of 3-4 students. After creating your teams, you can download unique access codes for each student. This will serve as the student’s log-in for the competition. Distribute these access codes to your students when they are ready to take the Challenge.

Once the competition begins, students can enter the Finance Challenge ONLINE and complete a 30-question exam consisting of categories of Income and Money Management, Spending and Credit, and Saving and Investing. Each student will be given 35 minutes to take the exam, but all team members must complete the exam within 3 hours. Only the top 3 scores will be calculated for the team score. Therefore, a team of 4 students will have the lowest score dropped. 

Please be aware of the following rules:


Team score is determined by the sum of highest 3 scores of each team. Individual scoring is based on the following:


South Carolina offers a fall and spring competition for the Personal Finance Challenge. The top three teams in both the middle and high school divisions will earn the following prizes:

1st Place

$50 check to each team member and one coach

2nd Place

$35 check to each team member and one coach

3rd Place

$25 check to each team member and one coach

The teacher with the most teams competing will also win a prize!